APEX Advising

Privacy Policy

Apex Credit Fix

Effective Date: April 29, 2026

Apex Credit Fix ("we,""us," or "our") respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit our website ( https://www.apexcreditfix.com), use our services, or interact with us online.

Notice for California Residents (CCPA/CPRA)

This section applies to California residents. We provide this Notice at Collection and Privacy Rights disclosure as required by the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA).

Categories of Personal Information We Collect

We may collect the following categories of personal information:

  • Identifiers (name, email, phone number, address, Social Security Number)
  • California Customer Records (financial information, credit report data)
  • Commercial Information (service preferences, transaction history)
  • Internet Activity (IP address, browser type, cookies, pixels)
  • Sensitive Personal Information (Social Security Number, financial account details — we limit use of sensitive data)

Sources of Information

  • Directly from you when you fill out forms or sign up
  • From credit bureaus (Equifax, Experian, TransUnion) with your authorization
  • Automatically through cookies and similar technologies

Business Purposes for Collecting and Using Information

  • Providing credit dispute services
  • Communicating with you
  • Improving our website and services
  • Complying with legal obligations (including CROA)
  • Preventing fraud

Sharing and Disclosure

We do not sell your personal information. We may share it with:

  • Service providers (e.g., payment processors, dispute submission vendors)
  • Credit bureaus (as authorized)
  • As required by law

We only share nonpublic personal information as permitted under the Gramm-Leach-Bliley Act (GLBA).

Your California Privacy Rights

You have the right to:

  • Know what personal information we have collected about you
  • Delete your personal information (subject to exceptions)
  • Correct inaccurate information
  • Opt out of the sale or sharing of your personal information
  • Limit use of your sensitive personal information
  • Not be discriminated against for exercising these rights

How to Exercise Your Rights

Submit requests by:

We will verify your identity before processing requests.

Cookie Consent and Tracking

We use cookies and similar technologies. You can manage preferences through our cookie consent banner. Essential cookies are necessary for the site to function; all others require your consent.

GLBA Privacy Notice (for Customers)

As a financial service provider, we also follow the Gramm-Leach-Bliley Act. We protect the confidentiality and security of nonpublic personal information. We do not share it with nonaffiliated third parties except as permitted by law. For full GLBA details, contact us.

Data Security

We use commercially reasonable security measures to protect your information.

Children's Privacy

Our services are not directed to children under 18.

Changes to This Policy

We may update this policy. Changes will be posted here with a new effective date.

Contact Us

Apex Credit Fix

Apex Advising LLC
111 Town Square Pl, Ste 1203
Jersey City, NJ 07310

Email: info@apexcreditfix.com
Phone: (845) 299-2017